Astro Finance: a revolving credit over 6 to 12 months at 3.90% fixed APR

Astro Finance is one of the credit organizations offering the most promotions during the year. The specialist from the Society General group confirms its status, with a revolving credit at the fixed APR rate of 3.90%. A promotion valid until February 3, 2019, over 6 to 12 months, up to a limit of $ 5,000 borrowed. All the details of the offer.

Astro Finance: a revolving credit at 3.90% fixed APR

Astro Finance: a revolving credit at 3.90% fixed APR

Credit agencies do not cut prices but rates during winter sales. Regularly on the front line in the race for the best promotions, Astro Finance marks the occasion with a revolving credit at 3.90% fixed APR. Details of the offer:

  • Amount: from 500 $ to 5000 $
  • Duration: 6 or 12 months only
  • Rate: 3.90% fixed APR
  • Period: from January 1 to February 03, 2019

Good to know : if this promotion is offered at a fixed APR rate, the revolving credit contract is subject to the adjustable APR rate. This means that it is subject to change, mainly when the available money is reused. A classic use of the Astro Finance revolving credit is currently obtained at an APR rate of 21.20%…

Our opinion on the Astro Finance promotion

Our opinion on the Astro Finance promotion

This offer of revolving credit at the APR rate of 3.90% is very attractive, since the revolving credit rates are on average between 15% and 20%. Let us simulate two loans under the conditions of the offer in order to project ourselves.

Example of Astro Finance revolving credit:

Astro Finance revolving credit simulation, under the conditions of the special offer (until 03/02/2019) Fixed APR rate Repayment period Monthly fees Total cost of credit
Request of 1000 $ over 6 months 3.90% 6 168.53 $ 1011.18 $
Request of 2500 $ over 12 months 3.90% 12 months 212.58 $ 2552.16 $

Benefits of the Astro Finance revolving credit

Benefits of the Astro Finance revolving credit

The Astro Finance revolving credit has several advantages:

  • The online response in principle is immediate.
  • It can be obtained 100% online, thanks to the electronic signature.

Be careful not to ask for too large an amount, greater than its repayment capacity. Revolving credit is certainly more flexible and easy to obtain than a personal loan, but can also sometimes be difficult to repay. A request for 5000 $ over 12 months implies, for example, monthly payments of 425.36 $. A more traditional personal loan makes it possible to amortize the credit under advantageous conditions over more than a year.